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International Risk Management

Coverage beyond borders.

Receive the same great coverage anywhere in the world, just like you do right here at home.

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Manage assets outside of the country? Get covered. If you manage or own commercial or personal property outside of the US, or have employees working internationally, your insurance needs become much more complicated. Choosing an insurance partner with global capabilities is one way to set your mind at ease.

Whether you’re spending time abroad, or managing a remote team in another country, it’s important that your coverages are reflective of your international exposures.

Conducting business outside the country? Get covered.

If you trade or operate your business outside the country, your insurance needs become much more complicated. Choosing an international business insurance provider is one way to set your mind at ease. Some examples of when your business might want to consider an international policy:

  • Import products from another country.
  • Own an office in another country.
  • Sell your services outside of the country.
  • Send your employees to other countries for business.
Have international employees working fully remote? Design a benefits program that fits their unique needs.

If you plan to provide medical coverage to employees residing in a foreign country, it’s important to work with a benefits advisor who has the expertise or resources necessary to design a program that aligns with the applicable country’s medical care practices.

Planning a trip outside of the US? Prepare for a worry-free vacation.

Before you take your next international trip, it’s important that you consider how to ensure that you depart for your vacation worry free.

Coverage that goes beyond your existing policy.

At the simplest level, an international policy helps fill the gaps in your existing coverage caused by geographic restrictions in policies. That way, you know that whether it’s protection against damage to your stock or liability issues with your staff, you’ll still be protected when they are out of the country. Some typical coverages that are included in an international business insurance policy may include general liability, errors and omissions liability, life and health, and workers’ compensation insurance specifically geared toward international businesses. Other coverage options you may want to consider include business auto, kidnap and ransom, marine, and medical risk insurance.

What to consider when choosing a policy.

International business insurance policies vary significantly in the specific coverage they offer and the countries in which they are valid. It may help provide you peace of mind that your business is covered in the event that the unexpected happens overseas. If you do any work outside of the country, you may want to consider this coverage.

To learn more about international business insurance, contact us to discuss your coverage options and business needs.

International Business Insurance - Group of Co Workers Discussing Business Matters

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